After a catastrophic event like a car collision, workplace accident or motorcycle crash, you might start to see your medical bills and other expenses quickly add up. To make sure you do not carry the burden of lost wages, cost of medical care and rehabilitation, disability accommodations or other expenses post-accident, you can choose to file a personal injury case in which you can recover damages.
Understanding the timeline of the injury settlement process in New Jersey may alleviate some stress and bring comfort knowing that you can seek compensation for your injuries caused by someone else’s negligence.
Calculating total losses
After reporting the accident to the appropriate authorities and documenting all evidence, injury victims typically seek the help of legal counsel to guide them through the settlement process. In determining a fair settlement amount, the attorneys and insurance companies involved in your case will look to:
- Lost wages from work missed
- Lost future wages
- Insurance policy limits
- Evidence of fault and damages
- Loss of consortium
- Vehicle repair costs
- Pain and suffering
- Medical bills (past and future)
Settlements vs. trials
In New Jersey, personal injury cases almost never go to trial as parties typically prefer to settle rather than risking losing the case in court. The settlement process guarantees that there is some compensation and also avoids the stresses of being in the courtroom. Attorneys and their clients negotiate until they reach a settlement agreement.
Under New Jersey law, you have two years from the date of the accident to file your personal injury lawsuit and six years to bring any property damage claims.