Workers’ compensation coverage varies depending on the company you work for and who its insurance provider is. Regardless of the policy type, you should have access to benefits that provide support while you recover.
Not understanding your benefits or using them improperly could prevent you from taking full advantage of them. Here are some tips to consider that could help you optimize your resources.
Take timely action
A workplace injury is serious business. Waiting too long to file a report about your situation could prevent you from collecting benefits at all, especially if the statute of limitations passes. According to The Official Site of the State of New Jersey, after sustaining a workplace injury, you should contact your employer as soon as possible.
The sooner you receive medical treatment and report your injury, the more believable your claim will be. Prompt reporting will also help you avoid the disappointment of forgetting key details because too much time has passed.
Keep detailed records
Document your interactions with your employer. Keep track of when you initially contacted your employer about the incident including dates and times. Take time to write down what happened and the events that led to your injury. Similarly, document all medical treatment you receive including providers, dates, times and developments in your condition.
Comply with all instructions
Your compliance will provide critical support to you when dealing with a workers’ compensation case. Ask your employer for clarifications on instructions you might not understand. Likewise, carefully follow all the instructions provided to you by your health care provider. Your diligence could optimize your recovery and speed up your return to work.
A workplace injury can cause uncertainty. You will want to yield the maximum value from your benefits. Your compliance and understanding of benefits can improve your experience.