Even responsible drivers can find themselves involved in accidents. When negligence is a factor, it is easy for tempers to flare or for drivers to make the wrong decisions.
Fortunately, taking certain steps after an accident can decrease stress and ensure the best outcome. Here are some things you can do if you are ever involved in an accident.
Take safety precautions
Check yourself and other passengers for injuries. If there are none, make an effort to move your vehicle off the road and out of the way of traffic. Try to get as far as possible on the side of the road if your vehicle is significantly damaged. Turn on your hazard lights to alert other drivers. Using flares or warning triangles can also help.
You will need to speak with other drivers involved in the accident. Exchange insurance info with everyone involved but avoid discussing the accident in detail. If there are witnesses on the scene, ask if they would like to provide a statement. If so, take down their name and contact info. You should also request a copy of the police report if there are officers on the scene.
Contact your insurer
Once you have sufficient information, you should contact your insurer as soon as possible. Your insurer will have questions about what happened and who was in the accident. At this point, you can provide the contact information for other drivers and any witnesses if there is a dispute regarding fault. You can also send any pictures you took of the accident scene, such as photos showing vehicle damage.
Accidents are stressful, but there are ways you can safeguard your best interests. This is especially important when negligence plays a role.