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Dealing with a parking lot collision in New Jersey

On Behalf of | Jul 11, 2023 | Motor Vehicle Accidents

Navigating a parking lot in New Jersey can sometimes feel like maneuvering through a labyrinth. The narrow lanes, blind spots and bustling traffic create an environment ripe for accidents.

But what should you do if you and another driver back into each other in a parking lot? Here is a simple guide to handling this frustrating situation.

Keep calm and ensure safety first

Accidents can shake you up, even if they happen at low speeds in a parking lot. You need to stay calm. Take a deep breath, check if there are injuries to you or any passengers, and then carefully exit your vehicle. If you notice any significant injuries, call 911 immediately.

Communicate with the other driver

After ensuring everyone’s safety, you should approach the other driver. Keep the conversation cordial and exchange essential information. This includes names, contact details and insurance information.

Document the accident

Take detailed notes about the accident. This should include the time, location, weather conditions and a brief description of the event. Use your phone to take photographs of the damage to both vehicles, making sure to capture different angles and perspectives.

If there are any witnesses, politely ask for their contact information. They might be able to help clarify the situation if there is a dispute about what happened.

Notify the relevant parties

You should report the accident to your insurance company as soon as possible, providing all the gathered information and photographs. Be truthful and provide a full account of the event. They will guide you through the claims process based on your policy details.

Follow up on your claim

After filing your claim, your insurance company will appoint an adjuster to evaluate the damage. They will determine the cost of repairs or whether your car is a total loss. Cooperate with them and provide any additional information they may need. Once the investigation is complete, your insurance company will inform you about the next steps, which could include car repairs.

Although a parking lot accident can be stressful, following these steps will help you get through the process effectively.