Experiencing a delivery truck running into your home and leaving the scene can be alarming and stressful. In New Jersey, there are specific steps you should take to ensure your safety and protect your legal rights following such a truck accident.
Ensure safety and call the police
First, ensure that everyone in your home is safe. Check for any injuries and move to a secure area if the structure of your home is no longer safe.
Next, call the police immediately to report the accident. Provide as much detail as possible about the truck and the incident. The police report will be crucial for any insurance claims and legal actions you may pursue.
Notify your insurance company
Contact your homeowner’s insurance company to report the accident. Provide them with the police report number and any documentation you have gathered. Your insurance company will guide you through the claims process and help cover the costs of the damage.
Understand commercial truck regulations
New Jersey trucking regulations require commercial trucks to carry enough insurance to cover property damage from accidents. Truck drivers must follow strict safety standards, including regular maintenance and limits on driving hours.
Trucking companies are responsible for ensuring their drivers comply with these rules. If a driver fails to follow regulations and causes damage, the courts can hold the company liable.
The shock of a delivery truck running into your home and leaving can be overwhelming. By taking the right steps, you can manage the aftermath effectively and ensure your rights are protected.