Vacations provide an opportunity to unwind, explore and create lasting memories. As you soak in the beauty of New Jersey on a bike ride, the last thing you anticipate is a collision with a car. Yet, accidents do happen. According to the CDC, approximately 130,000 bicyclists get injured in crashes every year in the United States.
Knowing the appropriate steps to take can equip you to manage the situation effectively, ensuring your safety and recovery.
Experiencing a bicycle accident in New Jersey
When a car hits you while you ride your bike, shock may consume you, but try not to panic. Collect yourself and get off the road to a safe location, away from further harm. Check for immediate injuries. In the event of severe pain or inability to move, wait for help and avoid unnecessary movements that could worsen your condition.
Contacting emergency services
Next, contact emergency services immediately. Dial 911 to report the accident, providing specific details of your location. Remember, your health takes precedence. Even if you feel fine, internal injuries can remain undetected, making it essential to get medical attention.
Documenting the accident
Once safe and with medical help on the way, document the incident. Use your phone to take photographs of the accident scene, your injuries and any damage to your bike. Collect the driver’s information, including their name, contact details and insurance information. If there are any witnesses, get their contact information too.
Filing an accident report
After emergency responders arrive, cooperate with them and provide a detailed account of the accident. File an accident report with the local police, including all the information you gathered. This report will be crucial if you need to claim compensation for your injuries and damage to your bike.
Engaging with insurance companies
In the following days, get in touch with your insurance company and the driver’s insurance provider. Give them a factual account of the accident and provide all necessary documentation. Keep track of your medical bills, bike repair or replacement costs and any other expenses related to the accident.
Dealing with a bike accident during your vacation can be unsettling and disrupt your plans. Seek support from friends and family to help manage the stress. Taking these steps ensures that you are best equipped to navigate this unexpected hurdle.