Workers’ compensation provides a valuable service to injured workers. The New Jersey Department of Labor and Workforce Development reported in 2023, the maximum weekly benefit was $1,099. While the compensation is not full pay, it goes a long way in helping you if you cannot work.
However, when your employer fails to report your workplace injury, it can be a stressful and frustrating situation. Luckily, there are steps you can take to address this issue.
Communicate clearly with your employer
Start by having an open and honest conversation with your employer. Express your concerns and let them know that you expect them to report your workplace injury to the insurance company. Avoid confrontation, but be firm in your request. Effective communication can often resolve misunderstandings.
Review your company’s policies
Familiarize yourself with your company’s policies and procedures related to workplace injuries. Companies usually have specific protocols in place for reporting and addressing workplace injuries. Understanding these policies can help you navigate the situation more effectively.
It is essential to keep detailed records of the incident, your injuries and any communication related to the issue. This includes emails, text messages or written notes. Having a paper trail can be valuable if you need to escalate the matter later.
Contact the insurance company directly
If your employer continues to neglect reporting your injury, reach out to the insurance company yourself. Provide them with all the necessary details regarding your injury and the incident. They may be able to initiate a claim without your employer’s involvement.
Know your rights
Familiarize yourself with your rights as an employee. Research relevant labor laws and regulations in your area, which may provide guidance on how to proceed in this situation. Understanding your rights can empower you when dealing with uncooperative employers.
Do not give up if your initial attempts to resolve the situation do not succeed. Keep pushing for your employer to report your injury to insurance. Patience and persistence can pay off in such situations.