No-Fault Auto Insurance In New Jersey
New Jersey is a no-fault state when it comes to auto insurance. Many people have misconceptions about what this means.
Put simply, it means that if you’re in an accident, you will first look to your own insurance to cover your medical bills, regardless of who was at fault. However, you may still have the right to sue the at-fault driver or other negligent parties, depending on the circumstances.
The important thing is to talk with a lawyer about your situation. Every case is different, and without a professional review of your unique circumstances and your insurance policy, you could end up missing out on significant compensation.
Get Guidance From A Proven Injury Lawyer
Attorney Donald W. Bedell can help you pursue the maximum financial recovery you deserve. With more than 25 years of experience and a proven record of success, he has successfully handled all kinds of auto accident cases. He is infinitely familiar with the nuances of New Jersey personal injury law and knows how to deal with insurance companies.
Understanding No-Fault Insurance
No-fault insurance is designed to provide each driver and passenger with a safety net of coverage in the event of an accident. This aspect of your coverage – called personal injury protection (PIP) – is the first source of compensation after an accident.
But what if your expenses extend beyond your PIP coverage limits?
If someone else’s negligence contributed to the accident, you may have the right to sue them for the additional amounts. These cases typically involve catastrophic injuries and wrongful deaths.
Don’t Try To Navigate Complex Insurance Issues Alone
Contact the Law Office of Donald W. Bedell through the website or by phone at 732-965-3246 to arrange your free initial consultation. We can review your situation and advise you of whether you may have a personal injury claim. Based in Brick and Toms River, we represent injury victims and their families throughout eastern New Jersey.